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In todays market, insurance companies have increased their rates. I have personally seen some as high as 65% increases for clients even though they have had zero claims, tickets or accidents. As a independent agency I represent several companies and can compare rates to see what is the best fit...

Do You Need Winter Tires?

You know it’s coming. Snow and slush. Freezing rain. Maybe even black ice.

But do you know if your tires are ready for all of that?

When driving in the wintertime, your tires just might be the most important safety feature on your car. The...

How Efficiently (or Inefficiently) Do You Use Your Heat?

Many homeowners see their energy bills each winter and think, “How can I be spending this much when the house isn’t even that warm?”

To get an answer to that question, you should start with some other questions that will...

3 Important Things to Know About Fire Extinguishers

Whether your home is a three-story Tudor, a skyline-grazing apartment or an RV on wheels, you need at least one fire extinguisher for it. But if you don’t have the right one, or you haven’t checked it recently, you may have...

Insurance is an important part of being a homeowner. Not only does it protect you from damages caused by things like fire and vandalism, but it can also protect your personal property or additional structures like garages, and provide liability coverage.

But when is it time to review your coverages?...